Private Valuation & Funding Round Tracker · Zopa

Zopa funding rounds & valuation history

Name: Zopa Funding Rounds & Valuation History
Creator: growthnavigatefunding.net

Zopa, the London digital bank (savings, personal loans, credit cards) founded in 2005 as a peer-to-peer lender. Funding from the Bank-licence capital raise (Dec 2019) to the Equity round (Dec 2024), sourced to Zopa, City AM and TechCrunch.

Last updated: 13 Nov 2026 (IST). Every figure re-checked against the linked sources that day. Rows: 4 Currency: GBP (£), nominal, as reported; no conversion

⬇ Download CSV Cite this dataset Methodology & status definitions

Last closed round Closed

£68M (just over €80M)

£68M (just over €80M) Equity round (Dec 2024)

Raised in rounds listed

£283M

Sum of 3 closed rounds with a disclosed amount (GNF calc.)

Largest round

£140M

Bank-licence capital raise, Dec 2019

Closed rounds listed

Dec 2019 to Dec 2024

Round history

Newest first. Dashed badges and striped rows are not closed transactions. “—” means the source does not disclose the figure or it cannot be computed on the same basis; see the note in each row.

Zopa funding rounds, Dec 2019 to Dec 2024
Date	Status	Round	Amount	Lead / buyer	Valuation	Val. ÷ run-rate	Source
6 Dec 2024	Closed round	Equity round (Dec 2024)City AM (person familiar): valued at a premium to the last round. Zopa reported it in euros and pounds; this page uses the £68M figure. TechCrunch’s headline says $87M, which is its own conversion.	£68M (just over €80M)	A.P. Moller HoldingWith: Existing investors	Not disclosedNot disclosed by Zopa	—Not disclosedNo run-rate stated in the announcement	Zopa, 6 Dec 2024Also: City AM, 6 Dec 2024, TechCrunch, 5 Dec 2024
1 Feb 2023	Closed round	Equity round (Feb 2023, insiders)Inside round. A separate £75M raise in Sep 2023 was debt (TechCrunch) and is left out.	£75M	IAG SilverstripeWith: Augmentum, Davidson Kempner Capital Management	Over $1B (reported)Not disclosed by Zopa	—Not disclosedNo run-rate stated in the announcement	TechCrunch, 1 Feb 2023
18 Oct 2021	Closed round	“Pre-IPO” round (SoftBank)Amount reported only in US$, so it is not added to the £ total. Zopa called it a pre-IPO round; the IPO planned for late 2022 did not happen.	$300M (US$)	SoftBank Vision Fund 2With: Chimera Capital, IAG Silverstripe, Davidson Kempner, Northzone, Augmentum Fintech	£750M ($1B) post-moneyPost-money, confirmed by TechCrunch	—Not disclosedNo run-rate stated in the announcement	TechCrunch, 18 Oct 2021
Dec 2019	Closed round	Bank-licence capital raiseDated Dec 2019 from TechCrunch’s “late last year” (written Jun 2020). Raised to meet the capital needed for a full UK banking licence.	£140M	IAG Capital	Not disclosedNo company valuation stated by the source	—Not disclosedNo run-rate stated in the announcement	TechCrunch, 23 Jun 2020

Total raised (£) adds the three £ rounds (£283M). It excludes the US$300M round in Oct 2021, the Sep 2023 £75M debt raise, and all funding before Dec 2019. No step-ups are shown: there is only one stated valuation.

Amount raised in each closed round

Amounts raised (£), not valuations: only the 2021 round has a stated valuation.

2019 raiseDec 2019£140M
2023 roundFeb 2023£75M
2024 roundDec 2024£68M (just over €80M)

Sources: Zopa, City AM, TechCrunch. £ (GBP) billions, linear scale.

Timeline

Each round and share sale, oldest first.

Dec 2019 · Closed
Bank-licence capital raise: £140M led by IAG Capital.
18 Oct 2021 · Closed
“Pre-IPO” round (SoftBank): $300M (US$) at £750M ($1B) post-money led by SoftBank Vision Fund 2.
1 Feb 2023 · Closed
Equity round (Feb 2023, insiders): £75M led by IAG Silverstripe.
6 Dec 2024 · Closed
Equity round (Dec 2024): £68M (just over €80M) led by A.P. Moller Holding.

Still private: Zopa has not filed for an IPO. Its 2021 round was described as pre-IPO with a listing planned for late 2022, which did not happen. In Dec 2024 TechCrunch described Zopa as avoiding the IPO route. Zopa is regulated as a UK bank and has issued AT1 bonds; that is debt, not a share listing.

Cite this dataset

Free to quote with a link back. Copy this citation:

Zopa Funding Rounds & Valuation History. Private Valuation & Funding Round Tracker, GrowthNavigateFunding.net, updated 13 Nov 2026. https://growthnavigatefunding.net/funding/zopa/

Download the data

The same 4 rows as the table: numeric GBP columns, empty cells where a figure is not disclosed, and a source URL for every row.

File: zopa-rounds.csv (UTF-8, comma-separated)
Stable URL: https://growthnavigatefunding.net/wp-content/uploads/2026/11/zopa-rounds.csv
Columns: id, date, date_precision, status, transaction_type, round, amount_gbp_low, amount_gbp_high, lead_or_buyer, co_leads, valuation_gbp_low, valuation_gbp_high, valuation_basis, valuation_to_run_rate_multiple, multiple_bound, multiple_basis, step_up_vs_prior_closed, price_per_share_gbp_low, price_per_share_gbp_high, shares, source, source_url, other_source_urls, notes, last_updated
Updated: 13 Nov 2026 (IST)

⬇ Download CSV

Methodology & status definitions

How each row is labelled and calculated.

Closed round

A primary round announced by the company or confirmed in the press, bringing new money to the company.

Valuation ÷ run-rate

Post-money valuation ÷ the run-rate the company stated in that announcement (GNF calc.). Where the run-rate is “crossed” or “over” a figure, the multiple is shown as “under X×”. No row qualifies here unless shown, so no multiple is invented.

What is not a separate row

Funding before Dec 2019 (Zopa has raised since 2005, but those rounds are not itemised from authority sources here); the Sep 2023 £75M debt raise; AT1 and other bond issues.

Updates & corrections

This page stays at one address and is updated in place; the “Last updated” date above drives the citation and the dataset metadata. Corrections: hello@growthnavigatefunding.net. Informational only; not investment advice.

Changelog

13 Nov 2026: Dataset first compiled (batch 4, not yet published).

Zopa Funding Rounds & Valuation History (2019–2024)